:root{--y:#FFD100;--k:#111;--w:#fff;--soft:#FFF8D6;--r:999px;--pad:clamp(20px,5vw,64px)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:400 clamp(16px,1.1vw + 12px,19px)/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--k);background:var(--w);-webkit-font-smoothing:antialiased}
a{color:inherit}
:focus-visible{outline:3px solid var(--k);outline-offset:3px}
.skip{position:absolute;left:-999px;top:8px;background:var(--k);color:var(--y);padding:10px 16px;border-radius:var(--r);z-index:9}
.skip:focus{left:8px}
.wrap{max-width:1200px;margin:0 auto;padding:0 var(--pad)}
h1,h2,h3{margin:0;line-height:1.05;letter-spacing:-.03em;font-weight:800}
h1{font-size:clamp(32px,5vw,64px)}
h2{font-size:clamp(26px,3.6vw,44px)}
h3{font-size:1.15em;letter-spacing:-.01em;line-height:1.25}
p{margin:0}
.lead{margin-top:22px;max-width:36em;font-size:1.1em;font-weight:500}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 28px;border-radius:var(--r);background:var(--k);color:var(--y);font:700 1rem inherit;font-family:inherit;line-height:1;text-decoration:none;border:2px solid var(--k);cursor:pointer;transition:transform .15s,background .15s,color .15s}
.btn:hover{transform:translateY(-2px)}
.btn.o{background:transparent;color:var(--k)}
.btn.o:hover{background:var(--k);color:var(--y)}
.btn.w{background:var(--y);color:var(--k);border-color:var(--y)}
.hero{background:var(--y)}
.bar{display:flex;flex-wrap:wrap;gap:12px 28px;align-items:center;justify-content:space-between;padding:20px 0}
.logo{text-decoration:none;font-weight:900;font-size:34px;letter-spacing:-.02em;line-height:1}
.bar nav{display:flex;flex-wrap:wrap;gap:8px 22px;align-items:center}
.bar nav a:not(.btn){text-decoration:none;font-weight:600;padding:8px 0;font-size:.95em}
.bar nav a:not(.btn):hover{text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}
.bar .btn{min-height:44px;padding:0 20px}
.ph{padding:clamp(24px,5vh,56px) 0 clamp(40px,8vh,88px)}
.crumb{font-size:.85em;font-weight:600;margin-bottom:14px;opacity:.8}
.crumb a{text-decoration:none}
.cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.sec{padding:clamp(44px,7vh,88px) 0}
.sec.soft{background:var(--soft)}
.sec.dark{background:var(--k);color:#fff}
.sec.dark h2{color:var(--y)}
.sec h2+*{margin-top:22px}
.sec p+p{margin-top:14px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px);align-items:start}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;margin-top:26px}
.card{border:2px solid var(--k);border-radius:22px;padding:22px;background:#fff;color:var(--k)}
.card h3{margin-bottom:8px}
.card .big{font-size:clamp(26px,3vw,38px);font-weight:800;letter-spacing:-.03em;line-height:1.1}
.card small{display:block;margin-top:6px;opacity:.75}
.steps{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:14px;counter-reset:s}
.steps li{display:flex;gap:16px;align-items:flex-start;counter-increment:s}
.steps li::before{content:counter(s);flex:none;width:34px;height:34px;border-radius:50%;background:var(--k);color:var(--y);display:grid;place-items:center;font-weight:800;font-size:15px}
.dark .steps li::before{background:var(--y);color:var(--k)}
ul.tick{margin:18px 0 0;padding:0 0 0 22px;border-left:4px solid var(--k);list-style:none;display:grid;gap:10px;font-weight:600}
dl{margin:26px 0 0;border-top:2px solid var(--k)}
dl div{display:flex;justify-content:space-between;gap:16px;padding:13px 0;border-bottom:1px solid rgba(0,0,0,.25)}
dt{font-weight:700}
dd{margin:0;text-align:right;max-width:22em}
.tbl{width:100%;border-collapse:collapse;margin-top:22px;font-size:.92em}
.tbl th,.tbl td{text-align:left;padding:12px 10px;border-bottom:1px solid rgba(0,0,0,.25);vertical-align:top}
.tbl th{border-bottom:2px solid var(--k);font-size:.85em;text-transform:uppercase;letter-spacing:.04em}
.tblw{overflow-x:auto}
.note{margin-top:22px;padding:16px 20px;border-radius:16px;background:var(--soft);font-weight:600}
.sec.soft .note{background:#fff}
.faq details{border-bottom:1px solid rgba(0,0,0,.25);padding:18px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:1.1em;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::after{content:"+";font-size:1.4em;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq details p{margin-top:12px;max-width:44em}
label{display:grid;gap:6px;font-size:.9em;font-weight:700}
input,select,textarea{font:inherit;min-height:48px;width:100%;padding:11px 16px;border:2px solid var(--k);border-radius:14px;background:#fff;color:var(--k)}
input[type=range]{padding:0;min-height:32px;accent-color:var(--k);border:0;background:none}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px);align-items:start}
.ctl{display:grid;gap:22px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.val{font-size:1.4em;font-weight:800;letter-spacing:-.02em}
.hint{font-size:.82em;font-weight:500;opacity:.75}
.res{display:grid;gap:14px}
.res .card .big{font-size:clamp(24px,2.6vw,34px)}
.res dl{margin-top:8px}
.cband{background:var(--y);padding:clamp(40px,7vh,80px) 0}
.cband .wrap{display:flex;flex-wrap:wrap;gap:20px 40px;align-items:center;justify-content:space-between}
.cband p{font-weight:600;max-width:34em}
footer{background:var(--k);color:#fff;padding:44px 0}
footer .wrap{display:flex;flex-wrap:wrap;gap:20px 48px;justify-content:space-between;align-items:center}
footer b{color:var(--y);font-size:22px}
footer nav{display:flex;flex-wrap:wrap;gap:8px 24px;align-items:center}
footer nav a{text-decoration:none;font-size:smaller;opacity:.7}
footer nav a:hover,footer nav a:focus-visible{opacity:1}
footer small{display:block;width:100%;opacity:.7}
@media(max-width:860px){.two,.calc,.row2{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

.ord{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}
.oc{border:2px solid var(--k);border-radius:22px;padding:22px;display:flex;flex-direction:column;gap:10px}
.oc dl{margin-top:4px}.oc dd{text-align:right}
.ol{margin:0;padding-left:22px;display:grid;gap:8px}
.row2{align-items:start}
select{appearance:none;-webkit-appearance:none;padding-right:44px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='8'%3E%3Cpath d='M1 1l6 6 6-6' fill='none' stroke='%23111' stroke-width='2'/%3E%3C/svg%3E") no-repeat right 16px center;cursor:pointer}
.row2{align-items:start}
.row2>label{align-content:start;grid-auto-rows:min-content}
.row2 select,.row2 input{height:48px;min-height:48px;align-self:start}